I was recently divorced after 30 years of marriage.
I received a mortgaged home and a pittance as the settlement.
I tried to support my children on a minimum wage job.
It quickly became obvious that my situation was impossible.
I was scared. I was referred to Tom.
He helped me see the options.
They helped me sell my home.
I got $30,000 from the sale.
I was finally able to find some hope.
And, the best part was “I” did it!
Hi, I’m Sue. Before I came to Dollars and Sensibility I had just recently been divorced after thirty years and was in the position of managing all of my own finances. I was rather terrified of facing the financial picture on my own. I was going further in the hole every month. I had to borrow money from family and friends to make ends meet. I was looking at having to cut back on my children’s activities which were not a lot to start with but we were looking at having to cut back on things that were important to them in order to survive.
As far as budgeting, groceries, bills, and maintaining the car – those were things that I felt comfortable handling. It was all the rest of it. Planning for the future and what happens five, ten, fifteen, twenty years down the road. I knew that big decisions had to be made and that I would need to get out of my comfort zone. I didn’t know where to start.
Being able to come to the offices of Dollars and Sensibility and sit down with two or three people and discuss options and brainstorming and everything put out in front of me that all these people with so many years of experience could think of was just so comforting to me. Especially with investments such as the house which I had but then discovered that I would not be able to keep the home and that was one very exciting part of Dollars and Sensibility, helping me. Was that they gave me three different options on ways that I can keep my home or sell it. In the end I actually ended up selling my home by owner and there was no realtor involved and so the equity was all mine, and that was very exciting. That was very rewarding.
As a newly singled person independent, it was very exciting to sell my own home and to have done it myself. I felt as though I had friends who would back me up. In fact, I’ve made a decision at one point on something critical and was going forward with it and then started receiving flak from some other sources. I called Tom on the phone and explained to him what was going on. “I back you up Sue” and I got emotional now, it was just so important to after I have made my own decisions to the best of my ability, it was really rewarding to have someone say, “I will back you up on what you decided.” It gave me the strength to go forward and it turned out to be the right decision.
Today it’s about 8 months after I first came to see the people at Dollars and Sensibility and I am independent and financially independent. I have asked for a raise at work and received one. I have put my home up for sale and sold it myself and not had to pay anyone to help. It’s all very rewarding. I look at my monthly budget and I can say, “I can do this, I can do this on my own and be successful.” It’s a good place that I have come to and I don’t think I would be in this good of shape if I hadn’t come to Dollars and Sensibility and had all these people give me all the options and give me all the resources and make things available to me so that I had choices. It does feel like I am in control. I’m in charge of my financial future and I love it, it feels good.