Recently Asked Questions and Financial Advice
Remember… a terrible market for you is also a terrible market for the next home you are going to buy. So, this may be the very best time to sell! Don’t worry about getting maximum dollar for your current home.
The difference between a rich man and a poor man usually comes down to PATIENCE. The rich man can wait until he has saved the money and waits for a deal to come along. The poor man borrows the money and pays top dollar to buy right now. Keep track of your money with proper budgeting. Be prepared for emergencies with savings. Basic stuff, probably saying…ya, I know, I’ve heard that before, but putting these simple things into action make all the difference.
First of all, congratulations on being aware of the spiraling costs! Most people have their insurance payments automatically deducted and don’t even realize that they all increase over time. Doesn’t make sense, does it? Loyal insurance customers generally pay more! I recommend working with an independent agent who represents multiple companies and analyzes all your insurance needs/payments annually. It is likely that you will switch companies over the years with this situation, but have stability by keeping the same agent. It really works. This way you are always paying the lowest premiums for insurance with the highest service and have an agent who is working for your benefit rather than the insurance company’s.