Tom's Trusted Team


The word “mortgage” comes from the French term “death contract.” For many, making large monthly payments for 15-30 years may certainly feel like a death sentence!

Besides the huge expense and unpredictability of the housing market, one of the most intimidating aspects of buying or owning a property is not understanding what goes on “behind the scenes” and not knowing which options to choose for your unique situation.

For example, do you know what the advantages and disadvantages are when it comes to obtaining a loan from a bank or broker? Is it more prudent to rent or own? Is it actually worth your while to refinance your home and are you aware what costs are involved when you do so? Do you know how much down payment is required when you consider buying an investment (rental) home? And just how does mortgage insurance work?

These are just a few questions people may have. Chances are, they may not have even thought to ask them! When it comes to making one of the most costly decisions in your lifetime, you want to be as informed as you possibly can.

Tom Stone himself is the mortgage expert at Dollars and Sensibility. He welcomes any and all questions you have and is committed to giving you the information you need to make the best property decisions possible.

Get Your Mortgage Questions Answered Here